No-fault auto insurance is also defined as what type of coverage?

No-fault auto insurance is correctly defined as uninsured motorist coverage because it refers to a type of insurance that provides benefits to policyholders regardless of who is at fault in the event of an auto accident. This ensures that individuals receive compensation for medical expenses, lost wages, and other damages without the need to establish liability.

Uninsured motorist coverage protects drivers who are involved in accidents with drivers who do not have insurance or who have insufficient coverage. The connection to no-fault insurance lies in the principle that it streamlines the claims process and reduces the need for litigation, as drivers can turn to their own insurance for benefits instead of relying on the policy of the at-fault party.

Other types of coverage mentioned do not align with the no-fault principle; liability coverage is concerned with the responsibility for damages caused to others, collision coverage pertains to damages to a policyholder’s vehicle regardless of fault, and comprehensive coverage protects against non-collision-related damages to a vehicle. Hence, uninsured motorist coverage is the most appropriate type associated with the no-fault automotive insurance system.