Supplemental coverage to a homeowners policy for listed articles is referred to as?

The correct answer is that supplemental coverage to a homeowners policy for listed articles is referred to as a scheduled personal property endorsement. This type of endorsement provides additional coverage for specific high-value items such as jewelry, art, and collectibles that may exceed the standard limits of coverage under a typical homeowners policy.

By adding this endorsement, homeowners can ensure that these valuable items have coverage that accurately reflects their worth, providing peace of mind and financial protection in the event of loss or damage. This is an essential option for policyholders who own items that are not fully covered by standard policies.

In contrast, a personal property policy typically represents a more general form of coverage and does not necessarily distinguish or guarantee the individual value of specific items. An additional living expense rider is designed to cover costs associated with living elsewhere while your home is being repaired. Lastly, a replacement cost endorsement adjusts the compensation to a level that covers the cost to replace damaged items without depreciation, but it does not specifically address the listing of individual high-value articles as the scheduled personal property endorsement does.