The broad theft coverage endorsement on a dwelling policy includes coverage for all of the following EXCEPT?

The broad theft coverage endorsement on a dwelling policy is designed to protect personal property against theft. It typically expands on the basic coverage provided by the dwelling policy to include a wide range of personal items, including items like jewelry, electronics, and furniture, which are commonly targeted in theft situations.

However, personal injury does not fall under this endorsement. Personal injury refers to non-physical harm, such as defamation, invasion of privacy, or emotional distress, which is not a tangible asset that can be stolen. Thus, the broad theft coverage endorsement does not address personal injury claims, as these are typically covered under a liability insurance policy or a separate personal injury endorsement rather than under a property theft endorsement.

This distinction is important for understanding the limitations and specific applications of different types of coverage in insurance policies, particularly how they deal with physical property versus non-property-related claims.