Which of the following is not covered under supplementary payments coverage of the liability section of the personal automobile policy?

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Supplementary payments coverage in a personal automobile policy is designed to provide additional financial support to the insured in the event of a covered liability claim. This coverage typically includes various expenses that arise as a direct result of a liability claim, such as legal fees, loss of earnings due to attending court or other required appearances, and medical expenses for anyone injured in an accident where the insured is at fault.

In this context, rental costs are generally not included in supplementary payments coverage. This is because rental costs are typically related to the use of a rented vehicle or the cost of a rental vehicle during repairs, which falls under different coverage provisions, such as collision or comprehensive coverage, rather than liability coverage itself. Therefore, supplementary payments do not cover rental expenses incurred during the claim process. This clarification helps in understanding the boundaries of what supplementary payments cover under a personal automobile policy, reinforcing the concept that not all related expenses fall under this specific category.

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