Which of the following vehicles is NOT considered a covered vehicle under a personal automobile policy?

In the context of a personal automobile policy, a motorcycle is typically not included as a covered vehicle. Personal automobile policies are designed to cover private passenger vehicles such as cars and SUVs. Motorcycles are often categorized separately and require a different type of insurance policy designed specifically for motorcycles, which addresses their unique risks and liabilities.

Leased vehicles, company cars, and rental cars are generally covered under a personal auto policy as long as the policyholder or a permissible driver operates them. Leased vehicles are usually covered because they are treated as owned vehicles for the purposes of the policy. Similarly, company cars can be covered if used within the personal scope of the insured. Rental cars are also covered under most personal auto policies, particularly when the insured is listed as a driver and the rental occurs for personal reasons.

This distinction emphasizes the necessity to understand the specific types of vehicles covered under a personal automobile policy and the importance of securing the appropriate coverage for vehicles that require different insurance products, like motorcycles.