Which of the following would be covered under the uninsured motorist section of a personal automobile policy?

The uninsured motorist section of a personal automobile policy is designed to protect insured individuals in cases where they are injured by another driver who does not have insurance or by a hit-and-run driver. In this scenario, when a hit-and-run driver strikes an insured's vehicle and injures a passenger, the passengers' injuries would typically fall under the coverage provided by the uninsured motorist provision. This coverage helps to ensure that individuals can seek compensation for medical expenses and other damages incurred as a result of an accident with an uninsured or unidentified motorist.

The other situations presented do not meet the criteria for coverage under the uninsured motorist section. For instance, a stolen vehicle is not related to the presence of another driver, so theft does not entail uninsured motorist coverage. Similarly, accidental damage caused by an insured, such as when parking, is typically covered under a different section of the policy that focuses on liability or physical damage rather than uninsured motorist considerations. Lastly, injuries caused by a falling tree branch are considered separate from motor vehicle accidents and would be covered under different types of insurance, such as homeowners or casualty insurance, rather than automobile insurance specifically.