Which type of insurance provides coverage for rental properties?

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Landlord insurance is specifically designed to protect property owners who rent out their residential properties. This type of insurance typically covers the building itself, any personal property within it that belongs to the landlord, and liability for injuries that occur on the property. It provides coverage for losses related to rental property, such as damage from fire, vandalism, or tenant-related issues.

In contrast, personal auto insurance protects vehicles, homeowners insurance covers owner-occupied residences, and commercial property insurance is tailored for business premises and their contents. Therefore, landlord insurance is the most appropriate choice for coverage related to rental properties, as it addresses the unique risks faced by landlords that are not covered by the other types.

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